Michelle Underwood - Anna, Texas
MY ALLSTATE HORROR STORY

Allstate has obviously made it legal for their insureds to cause accidents, then Allstate stands up and says, they are not responsible. An Allstate insured turned right from the left hand lane causing a collision with my vehicle. The accident occurred on October 26, 1999. Allstate has yet to look at my car which has $7500.00 worth of damage.
I had just purchased this car TWO months prior to this and tried to save money by getting only liability insurance instead of full-coverage.......... I have a police report which states Allstate's insured is the responsible party. My insurance company denied their claim for damages.
I now have a new car, full-coverage insurance, a large monthly car payment, but, NO RUNNING CAR thanks to Allstate.
"There is no incentive for insurance companies to do what is right, such as live up to the promises made in their policies. Tort reformers fueled by insurance money think big business and the insurance industry need to be protected against "runaway juries." It's the other way around. Big business and the insurance industry have always been able to take care of themselves. The little people need protection from them. This country was founded on the common law right of the little guy to get into court with his hired gun to fight the oppressor, be it big government or big business. Take that away and we have nothing left. Look around. It's being whittled away, bit by bit, caps on damages here, restrictions on jury trials there. It won't end until we recognize the enemy and join together to take a stand against them. It will take the little people to do this together".
Louis G. Fazzi, Esq. Attorney & Counselor At Law